Liability
Covers injury and property damage you are responsible for. The part every state cares about, and the one worth getting right.
At Stratos Insurance, we help you find coverage that fits your budget and your life, with responsive support whenever you need it — what each coverage actually does, and what you can safely leave off.
Takes about two minutes. No payment details, no obligation.
Three things, every time.
~2 min
To request a quote
Free
No-obligation quotes
24/7
Request submission
Licensed
Guidance where appointed
How it works
You tell us about the car and the driver. We do the sorting. You decide whether any of it beats what you already have.
Vehicle, drivers, ZIP code. No account, no payment details, nothing you would not tell a mechanic.
We help you explore coverage options that fit your budget, with every difference spelled out.
If your current policy already fits your needs, we will say so. Nothing changes until you decide.
Coverage
Covers injury and property damage you are responsible for. The part every state cares about, and the one worth getting right.
Repairs your own vehicle after an impact, whoever was at fault. Usually the biggest lever on your premium.
The non-crash list: theft, hail, fire, glass, a deer at dusk. Cheap relative to what it covers.
Steps in when the other driver has no policy or nowhere near enough of one. More common than most people assume.
Medical bills for you and your passengers after a crash, regardless of fault and regardless of health insurance.
Tows, jump starts, lockouts, flats, a gallon of fuel at the worst possible moment. Small add-on, high relief.
Drivers
"I had no idea my deductible was doing that to my premium until someone drew it out for me. Now I actually understand what I am paying for."
"Filled out the form on my lunch break. Nobody called me forty times afterward, which honestly is why I am writing this."
"They told me straight out that my current coverage already fit my needs. I stayed put and I still trust them more for it."
Testimonials are illustrative and reflect individual experiences. They are not a promise of any specific rate, savings amount, approval, or coverage outcome. See our disclaimer.
About us
Stratos Insurance started from a simple observation: drivers don't dislike insurance, they dislike not being able to tell whether they're being treated fairly. Everything here is aimed at that one problem.
At Stratos Insurance, we help you understand your coverage options and select coverage that fits your circumstances — without confusing jargon or pressure. And there is nothing to pay for a quote.
New driver, mid-policy, or just tired of a renewal notice creeping up every year — the review is the same, and it's free.
A couple of minutes now beats another year of wondering. Free to check, and nothing changes on your current policy unless you say so.
Start My QuoteAvailability, pricing, and eligibility vary by state and by insurer.